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Bronx, Kings, New York, Queens, RichmondHistoric colonies New Netherland Province of New York Settled 1624 Incorporated 1898 Government New York City Part of a series onRegions of New YorkDownstate New YorkNew York CityLong IslandHudson Valley (lower)tate New YorkHudson Valley (upper)Capital DistrictNorth CountrySouthern TierMohawk ValleyCentral New YorkFinger LakesWestern New YorkAdministrative divisionsCountiesCitiesTownsIndian reservationsVillagesCensus-designated placesPlaces (including hamlets)Timelines of town creationDownstate New YorkHudson ValleyCapital DistrictNorth CountryCentral New YorkSouthern TierWestern New YorkvteNew York � often called New York City or the City of New York to distinguish it from the state of New York, of which it is a part � is the most populous city in the United States and the center of the New York metropolitan area, the premier gateway for legal immigration to the United States and one of the most populous urban agglomerations in the world. A global power city, New York exerts a significant impact upon commerce, finance, media, art, fashion, research, technology, education, and entertainment. Home to the headquarters of the United Nations, New York is an important center for international diplomacy and has been described as the cultural and financial capital of the world.On one of the world's largest natural harbors, New York City consists of five boroughs, each of which is a county of New York State. The five boroughs � Brooklyn, Queens, Manhattan, the Bronx, and Staten Island � were consolidated into a single city in 1898. With a census-estimated 2013 population of 8,405,837 distributed over a land area of just 305 square miles (790 km2), New York is the most densely populated major city in the United States. As many as 800 languages are spoken in New York, making it the most linguistically diverse city in the world. By 2013 census estimates, the New York City metropolitan region remains by a significant margin the most populous in the United States, as defined by both the Metropolitan Statistical Area (19.9 million residents) and the Combined Statistical Area (23.5 million residents). In 2013, the MSA produced a gross metropolitan product (P) of nearly US$1.39 trillion, while in 2012, the CSA generated a P of over US$1.55 trillion, both ranking first nationally by a wide margin and behind the GDP of only twelve nations and eleven nations, respectively.New York traces its roots to its 1624 founding as a trading post by colonists of the Dutch Republic and was named New Amsterdam in 1626. The city and its surroundings came under English control in 1664. New York served as the capital of the United States from 1785 until 1790. It has been the country's largest city since 1790. The Statue of Liberty greeted millions of immigrants as they came to America by ship in the late 19th and early 20th centuries and is a globally recognized symbol of the United States and its democracy.Many districts and landmarks in New York City have become well known to the city's approximately 55 million annual visitors. Several sources have ranked New York the most photographed city in the world. Times Square, iconified as ""The Crossroads of the World"", is the brightly illuminated hub of the Broadway Theater District, one of the world's busiest pedestrian intersections, and a major center of the world's entertainment industry. The names of many of the city's bridges, skyscrapers, and parks are known around the world. New York City's financial district, anchored by Wall Street in Lower Manhattan, has been called the world's leading financial center, and the city is home to the world's two largest stock exchanges by total market capitalization, the New York Stock Exchange and NASDAQ. Manhattan's real estate market is among the most expensive in the world. Manhattan's Chinatown incorporates the highest concentration of Chinese people in the Western Hemisphere, with multiple signature Chinatowns developing across the city. Providing continuous 24/7 service, the New York City Subway is one of the most extensive metro systems worldwide, with 468 stations in operation. New York City's higher education network comprises over 120 colleges and universities, including Columbia University, New York University, and Rockefeller University, which have been ranked among the top 35 in the world.New York is a global hub of international business and commerce and is one of three ""command centers"" for the world economy (along with London and Tokyo).[258] In 2012, New York City topped the first Global Economic Power Index, published by The Atlantic (to be differentiated from a namesake list published by the Martin Prosperity Institute), with cities ranked according to criteria reflecting their presence on similar lists as published by other entities.[259] The city is a major center for banking and finance, retailing, world trade, transportation, tourism, real estate, new media as well as traditional media, advertising, legal services, accountancy, insurance, theater, fashion, and the arts in the United States; while Silicon Alley, metonymous for New York's broad-spectrum high technology sphere, continues to expand. The Port of New York and New Jersey is also a major economic engine, handling record cargo volume in the first half of 2014.[260]

 

Buffalo /'b?f?lo?/ is a city in the U.S. state of New York and the seat of Erie County. Located in Western New York on the eastern shores of Lake Erie and at the head of the Niagara River across from Fort Erie, Ontario, Canada, Buffalo is the principal city of the Buffalo-Niagara Falls metropolitan area, the largest in tate New York and 45th largest in the United States. As of the 2010 U.S Census, the city proper had a population of 261,310, making the city the 69th largest city in the United States and the second most populous in the state after New York City. The Buffalo�Niagara�Cattaraugus Combined Statistical Area is home to 1,215,826 residents.Originating around 1789 as a small trading community near the eponymous Buffalo Creek, Buffalo grew quickly after the opening of the Erie Canal in 1825, with the city as its western terminus. By 1900, Buffalo was the 8th largest city in the United States, and went on to become a major railroad hub, and the largest grain-milling center in the country. The latter part of the 20th century saw a reversal of fortunes: Great Lakes shipping was rerouted by the opening of the St. Lawrence Seaway, and steel mills and other heavy industry relocated to places such as China. With the start of Amtrak in the 1970s, Buffalo Central Terminal was also abandoned, and trains were rerouted to nearby Depew, New York (Buffalo-Depew) and Exchange Street Station. By 1990, the city had fallen back below its 1960 population levels.Today, the region's largest economic sectors are financial services, technology, health care and education, and these continue to grow despite the lagging national and worldwide economies. In recent years, expansions of the Buffalo Niagara Medical Campus and the The State University of New York have led to private and public investment throughout the city and region. A recent study found Buffalo's April 2014 unemployment rate to be 5.8%. In 2010, rated Buffalo the 10th best place to raise a family in the United States.Residents of Buffalo are most commonly called ""Buffalonians."" Nicknames for the city of Buffalo include ""The Queen City"", Buffalo's most common moniker; ""The Nickel City,"" due to the appearance of a bison on the back of Indian Head nickel in the early part of the 20th century, ""The City of Good Neighbors,"" and less commonly, the ""City of Light.""Today, the economy of Buffalo consists of a mix of industrial, light manufacturing, high technology and service-oriented private sector companies. Instead of relying on a single industry or sector for its economic future, the region has taken a diversified approach that have the potential to create opportunities for growth and expansion in the 21st century.

 

Rochester (/'r?t??st?r/ or /'r??t??st?r/) is a city in Monroe County, New York, south of Lake Ontario in the United States. Known as the World's Image Center, it was also once known as the Flour City, and more recently as The Flower City, annually hosting the Lilac Festival. It is the county seat for Monroe County.Rochester's city population according to the 2010 census is approximately 210,565, making it New York's third most populous city after New York City and Buffalo. It is at the center of a larger metropolitan area which encompasses and extends beyond Monroe County and includes Genesee County, Livingston County, Ontario County, Orleans County and Wayne County. This area, which is part of the Western New York region, had a population of 1,079,671 people at the time of the 2010 Census. As of July 1, 2012 Estimates indicated that this population rose to 1,082,284.[2] Rochester was one of America's first ""boomtowns"" and rose to prominence initially as the site of many flour mills located on the Genesee River, then as a major manufacturing hub. Rochester is now an international center of higher education, as well as medical and technological development. The region is known for many acclaimed universities, and several of them (notably the University of Rochester and Rochester Institute of Technology) are nationally renowned for their research programs. In addition, Rochester has been and continues to be the site of many important inventions and innovations in consumer products. The Rochester area is the birthplace to corporations such asox that conduct extensive research and manufacturing in the fields of industrial and consumer products. The Rochester metropolitan area is the second largest regional economy in New York State according to the U.S. Internal Revenue Service, after the New York City metropolitan area.Rochester was ranked as the ""most livable city"" among 379 U.S. metropolitan areas in the 25th edition (2007) of the Places Rated Almanac. The Rochester area also received the top ranking for overall quality of life among U.S. metros with populations of more than 1 million in a 2007 study by Expansion Management magazine. In the same study, Expansion Management rated the area's public schools as sixth best nationwide. In 2010 rated Rochester as the third best place to raise a family. In 2012 Kiplinger rated Rochester as the fifth best city for families, citing low cost of living, top public schools, and a low jobless rate.Rochester has the least expensive real estate prices of any city in New York; the median house price is $83,186 there, considerably lower than the state's median housing price of $306,000.ak, as well as several national and regional companies, such as Health. rox was founded in Rochester in 1906 as TheCompany, and retains a significant presence in Rochester, although its headquarters are now located in Norwalk, Connecticut. Bausch & Lomb moved to Bridgewater, New Jersey in 2014. Thenett newspaper company and Union were founded in Rochester by Frank Gannett and Hiram Sibley respectively but have since moved to other cities.

 

is the fourth most populous city in the U.S. state of New York (behind New York City, Buffalo, and Rochester), and the most populous city in Westchester County, with a population of 195,976 (according to the 2010 Census). An inner suburb of New York City, Yonkers directly borders the Bronx and is located two miles (3 km) north of Manhattan at the municipalities' closest points.Yonkers' downtown is known as Getty Square, which is where the City government is located. Getty Square also houses significant Yonkers businesses and non-profits, and is a bustling retail center.The city is home to several attractions, including: the Hudson River Museum; Saw Mill River Daylighting, wherein a parking lot was removed to uncover a river; Science Barge; Sherwood House; and Yonkers Raceway, a harness racing track that has renovated its grounds and clubhouse and added legalized video slot machine gambling in 2006 in a ""racino"" called Empire City.Major shopping areas can be found in Getty Square, on South Broadway, at the Cross County Shopping Center and Westchester's Ridge Hill, and along Central Park Avenue, informally called ""Central Ave"" by area residents, a name it takes officially a few miles north in White Plains.

 

Syracuse (/'s?r?kju?s/ or local /'s?r?kju?s/) is a city in, and the county seat of, Onondaga County, New York, United States. It is the largest U.S. city with the name ""Syracuse"", and is the fifth most populous city in the state of New York. At the 2000 census, the city population was 147,306, and its metropolitan area had a population of 732,117. It is the economic and educational hub of Central New York, a region with over a million inhabitants. Syracuse is also well-provided with convention sites, with a downtown convention complex and, directly west of the city, the Empire Expo Center, which hosts the annual Great New York State Fair. Syracuse was named after the original Syracuse, (Siracusa in Italian) a city on the eastern coast of the Italian island of Sicily.The city has functioned as a major crossroads over the last two centuries, first between the Erie Canal and its branch canals, then of the railway network. Today, Syracuse is located at the intersection of Interstates 81 and 90, and its airport is the largest in the region. Syracuse is home to Syracuse University, a major research university, as well as several smaller colleges and professional schools. In 2010 rated Syracuse 4th in the top 10 places to raise a family.[2]Syracuse's economy has faced challenges over the past decades as industrial jobs have left the area. The number of local and state government jobs also has been declining for several years. Syracuse's top employers are now primarily in education and the service industry. University Hill is Syracuse's fastest growing neighborhood, fueled by expansions by Syracuse University and tate Medical University (a division of the State University of New York), as well as dozens of small medical office complexes.

 

Albany (i/'??lb?ni?/ AWL-b?-nee) is the state capital of New York and the seat of Albany County. Roughly 135 miles (220 km) north of the City of New York, Albany developed on the west bank of the Hudson River, about 10 miles (16 km) south of its confluence with the Mohawk River. The population of the City of Albany was 97,856 according to the 2010 census. Albany has close ties with the nearby cities of Troy, across the river; Schenectady to the west on the Mohawk River, and Saratoga Springs to the north, forming a region called the Capital District. This is comprised mostly of the Albany-Schenectady-Troy Metropolitan Statistical Area (MSA). The area's 2010 population was 870,716, the 4th-largest MSA in New York and the 58th largest in the country.The first European settlement in this area was by Dutch colonists who built Fort Nassau in 1614 and Fort Orange in 1624. They formed successful relations with both the Mahican and the Mohawk people, two major Native American nations. The fur trade attracted settlers who founded a village called Beverwijck near Fort Orange. In 1664 the English took over and renamed the city as Albany, in honor of the then Duke of Albany, the future James II of England and James VII of Scotland. The city was officially chartered in 1686 under English rule. It became the capital of New York State in 1797 following the United States gaining independence in the American Revolutionary War. Albany is one of the oldest surviving settlements of the original British thirteen colonies, and the longest continuously chartered city in the United States. Its charter is possibly the longest-running instrument of municipal government in the Western Hemisphere.During the late 18th century and throughout most of the 19th, Albany was a center of trade and transportation. It is located on the north end of the navigable Hudson River, was the original eastern terminus of the Erie Canal connecting to the Great Lakes, and was home to some of the earliest railroad systems in the world. Albany's main exports at the time were beer, lumber, published works, and ironworks. Beginning in 1810, Albany was one of the ten most populous cities in the United States, a distinction that it held until the 1860 census.Albany is one of the first cities in the world to have installed public water mains, sewer lines, natural gas lines and electricity, infrastructure and utilities that attracted and supported substantial new industry to the city and surrounding area during the 19th century.In the 20th century, the city opened one of the first commercial airports in the world, the precursor of today's Albany International Airport. During the 1920s a powerful political machine controlled by the Democratic Party arose in the state capital, connected to politics in New York City as well.The city's skyline changed in the 1960s with the construction of office towers around the Empire State Plaza and at the uptown campus of SUNY Albany,[b] mainly under the direction of Governor Nelson Rockefeller. While Albany experienced a decline in its population due to urban sprawl, many of its historic neighborhoods were saved from destruction through the policies of Mayor Erastus Corning 2nd, the longest-serving mayor of any city in the United States. In the early 21st century, the city has experienced growth in the high-technology industry, with great strides in the nanotechnology sector.Albany has been a center of higher education for over a century, with much of the remainder of its economy dependent on state government and health care services. The city has rebounded from the urban decline of the 1970s and 1980s, with noticeable development taking place in the city's downtown and midtown neighborhoods. Albany is known for its extensive history, culture, architecture, and institutions of higher education. The city is home to the mother churches of two Christian dioceses, as well as the oldest Christian congregation in tate New York. Albany won the All-America City Award in both 1991 and 2009.Albany's economy, along with that of the Capital District in general, is heavily dependent on government, health care, and education. Because of these typically steady economic bases, the local economy has been relatively immune to national economic recessions in the past.[228] More than 25 percent of the city's population works in government-related positions.[229] The current recession has been more difficult to deal with because of the many issues on Wall Street, from which the state government receives much of its tax revenue. In March 2010, the Albany area had the lowest unemployment rate of any major metropolitan area in New York, at 7.8%, compared to 9.4% in New York as a whole.[230]

 

New Rochelle /r?'??l/ is a city in Westchester County, New York, United States, in the southeastern portion of the state.The town was settled by refugee Huguenots (French Protestants) in 1688 who were fleeing persecution (such as dragonnade) in France. Many of the settlers were artisans and craftsmen from the city of La Rochelle, France, thus influencing the choice of the name of ""New Rochelle"".In 2007, the city had a population of 73,260, making it the seventh largest in the state of New York. As of the 2010 Census, the city's population had increased to 77,062. In 2008, New Rochelle was recognized by the American Podiatric Medical Association (APMA) as one of the 100 Best Walking Cities in America, and the second best in New York State next only to nearby New York City.[2] In November 2008 Business Week magazine listed New Rochelle as the best city in New York State, and one of the best places nationally, to raise children.Seven Up (Joyce Beverages, Inc), RawlPlug, Inc., the Longines Symphonette Society, Conran's USA. Manufacturing and warehousing has declined since the 1990s as industrial land near both exits from Interstate 95 have been converted to ""big box"" retailer use. New Rochelle remains a center of business, home to the corporate headquarters .

 

Mount Vernon is a city in Westchester County, New York, United States. It lies on the border of the New York City borough of the Bronx. As of the 2010 census, Mount Vernon had a population of 67,292.Mount Vernon's three major employers are the Mount Vernon city school district with (1,021 employees), Jewelers (712 employees), and Mount Vernon Hospital (700 employees).[citation needed]

 

Schenectady /sk?'n?kt?di/ (sk?-NEK-t?-dee) is a city in Schenectady County, New York, United States, of which it is the county seat. As of the 2010 census, the city had a population of 66,135. The name ""Schenectady"" is derived from a Mohawk word skahn�htati meaning ""beyond the pines"". The city was founded on the south side of the Mohawk River by Dutch colonists in the 17th century, many from the Albany area. They were prohibited from the fur trade by the Albany monopoly, which kept its control after the English takeover in 1664. Residents of the new village developed farms on strip plots along the river.Connected to the west via the Mohawk River and Erie Canal, the city developed rapidly as part of the Mohawk Valley trade, manufacturing and transportation corridor. By 1824 more people worked in manufacturing than agriculture or trade, and the city had a cotton mill, processing cotton from the Deep South. The city is in eastern New York, near the confluence of the Mohawk and Hudson rivers. It is in the same metropolitan area as the state capital, Albany, which is about 19 miles (31 km) southeast. In December 2014, the state announced that the city was one of three sites selected for development of off-reservation casino gambling, under terms of a 2013 state constitutional amendment. The project will redevelop an ALCO brownfield site in the city along the waterfront, with hotel, housing and a marina in addition to the casino.[2]The city was a manufacturing center known as ""The City that Lights and Hauls the World"" � a reference to two prominent businesses in the city, theElectric Company (now known as Electric), and the Locomotive Company (CO). E retains its administrative core in Schenectady, but it relocated thousands of manufacturing jobs to the Sun Belt and abroad.

 

Utica /'ju?t?k?/ is a city in the Mohawk Valley and the county seat of Oneida County, New York, United States. The population was 62,235 at the 2010 census, an increase of 2.6% from the 2000 census due largely to a large immigrant refugee influx.[2] Utica and the neighboring city of Rome are principal cities of the Utica�Rome, New York Metropolitan Statistical Area, which includes Oneida and Herkimer counties.The city's importance along the Erie Canal was marked by its industrial success in the textile and silverware industries and as a stopover city along the canal, being at the junction of the Erie and Chenango Canals. Like other rust belt cities, Utica is working to recover from urban decentralization to nearby suburbs and industrial decline from industry moving to Asian nations and the Southern United States. Currently, the city is home to the Utica Hockey League.Utica's economy has been in decline in recent decades. This is primarily due to the outsourcing of jobs to other states and overseas and companies relocating in the 1980's. Back in the 1960s Utica was a business booming area because companies like General Electric and Lockheed Martin. Utica was known as: ""The radio capital of the world"", which were made by GE. GE in the 1970's, employed over 8,000 workers in the area. The unemployment rate in Utica is currently 6.40% compared to the national's average of 6.30%. The job growth is -0.12% compared to the 1.18% of the national. In the future, job growth is predicted to improve because of the nanotechnology industry.

 

White Plains is a city in Westchester County, New York. It is the county seat and commercial hub of Westchester, an affluent suburban county that is home to almost one million people, just north of New York City. White Plains is located in south-central Westchester, with its downtown about 7 miles (11 km) east of the Hudson River and 7 miles (11 km) northwest of the Long Island Sound. It is bordered to the north by the town of North Castle, to the north and east by the town/village of Harrison, to the south by the town/village of Scarsdale, and to the west by the town of Greenburgh.As of 2013, the city's total population was estimated to be 57,866, up from 56,853 at the 2010 census. According to the city government, the daytime weekday population is estimated at 250,000. The city was ranked third in the top 10 places to live in New York for 2014, according to national online real estate brokerage Movoto.The economy of White Plains revolves around large companies that have relocated to the city such Cor"

"

es for the production of cigars, shoes, and computers. was founded nearby, and the flight simulator was invented in the city, leading to a notable concentration of electronics- and defense-oriented firms. This sustained economic prosperity earned Binghamton the moniker of the Valley of Opportunity. However, following cuts made by defense firms after the end of the Cold War, the region has lost a significant portion of its manufacturing industry.Today, while there is a continued concentration of high-tech firms, Binghamton is emerging as a healthcare- and education-focused city, with the presence of Binghamton University acting as much of the driving force behind this revitalization.After the boom of the cigar industry in the 1880s, the Binghamton area became increasingly reliant on large manufactures, with both , a shoe manufacturer, and employing 15,000 to 20,000 local workers at their peak. Other companies with a significant historical presence included Devices, Electric. Several other notable businesses started in Binghamton, patent medicine. Dick's Sporting Goods started out as a fishing store in the East Side in 1948, and remained headquartered in Binghamton until 1994.

 

Rome is a city in New York State. It is located in Oneida County, which is in north-central or ""tate"" New York. The population was 33,725 at the 2010 census. Rome is one of two principal cities in the Utica-Rome Metropolitan Statistical Area, which lies in the ""Leatherstocking Country"" made famous by James Fenimore Cooper's Leatherstocking Tales. Rome is in New York's 22nd congressional district.The city occupies a site that was important to the main 18th and 19th century waterway connecting the Atlantic seaboard of North America to the Great Lakes. The original settlements were associated with fortifications erected in the 1750s to defend the waterway, and in particular the British Fort Stanwix (1763). The development into a city began with the construction of the Rome Canal along the waterway in 1796, and in the same year the Town of Rome was formally created as a section of Oneida County. For a time, the small community immediately next to the canal was informally known as Lynchville, after the original owner of the property. The Town of Rome was converted formally into a city by the New York State Legislature on February 23, 1870. The residents have called Rome the City of American History.

 

Long Beach, New YorkCityCity of Long Beach Kennedy Plaza in Central Long BeachFlagSealNickname(s): The City by the SeaMotto: Civitas ad mareLocation in Nassau County and the state of New York. Location relative to New York City feature Long Beach is a city in Nassau County, New York, United States. Just south of Long Island, it is located on Long Beach Barrier Island, which is the westernmost of the outer barrier islands off Long Island's South Shore. As of the United States 2010 Census, the city population was 33,275. It was incorporated in 1922, and is nicknamed The City By the Sea (as seen in Latin on its official seal).The City of Long Beach is surrounded by Reynolds Channel to the north, east and west, and the Atlantic Ocean to the south.As of 2012, Jack Schnirman is the city manager, a position appointed by the City Council.

 

Poughkeepsie /p?'k?psi?/ (p?-KIP-see), officially the City of Poughkeepsie, is a city in the state of New York, United States, which serves as the county seat of Dutchess County. Poughkeepsie is located in the Hudson Valley midway between New York City and Albany. The name derives from a word in the Wappinger language, roughly U-puku-ipi-sing, meaning ""the reed-covered lodge by the little-water place,"" referring to a spring or stream feeding into the Hudson River south of the present downtown area.Poughkeepsie is known as ""The Queen City of the Hudson."" Poughkeepsie is the principal city of the Poughkeepsie�Newburgh�Middletown metropolitan area, which includes all of Dutchess and Orange counties. It was originally settled in the 17th century by the Dutch and became New York's second capital shortly after the American Revolution. It was chartered as a city in 1854. Major bridges in the city include the Poughkeepsie Bridge, a former railroad bridge now serving as a public walkway, which opened on October 3, 2009, and the Mid-Hudson Bridge, a major thoroughfare built in 1930 that carries U.S. Route 44 (concurrent with State Route 55) over the Hudson. The City of Poughkeepsie lies in New York's 18th congressional district.

 

North Tonawanda is a city in Niagara County, New York, United States. The population was 31,568 at the 2010 census. It is part of the Buffalo�Niagara Falls Metropolitan Statistical Area. The city is named after Tonawanda Creek, its south border. Tonawanda in the Seneca tongue means ""Swift Running Water"".Tonawanda Creek, which flows into the Niagara River, once had large stretches of rapids (see Rapids, New York) until it was tamed with the construction of the Erie Canal. The city also calls itself ""The Lumber Jack City,"" due to its past primary industry and once was the largest port on the Great Lakes during the height of the Erie Canal. Along Goundry Street are mansions built for the lumber barons, including 208 Goundry Street, called ""Kent Place"", designed by Stan White. It is also home to the 2009 Class AA NYS Football Champion Lumberjacks. Street signs on the borders of town welcome visitors to ""The Home Of The Carousel"".

 

Jamestown is a city in southern Chautauqua County, New York, in the United States. The population was 31,146 at the 2010 census. Situated between Lake Erie to the northwest and the Allegheny National Forest to the south, Jamestown is the largest population center in the county. Nearby Chautauqua Lake is a fresh water resource enjoyed by fishermen, boaters and naturalists. Chautauqua Institution is approximately 17 miles away, offering music, theater, educational classes and lectures for nine weeks during the summer.Notable people from the Jamestown area include comedienne Lucille Ball; Supreme Court Justice Robert H. Jackson; naturalist Roger Tory Peterson; singer Natalie Merchant; and Commissioner Roger Goodell. Products developed in Jamestown include the crescent wrench and automatic voting machines.Jamestown was once called the ""Furniture Capital of the World"" where people visited from all over the country to attend furniture expositions at the Furniture Mart, a building that still stands in the city and currently houses offices for a variety of companies.

 

The city of Ithaca /'???k?/ is a city in central New York and the county seat of Tompkins County, as well as the largest community in the Ithaca-Tompkins County metropolitan area (which also contains the separate municipalities of the town of Ithaca, the village of Cayuga Heights, the village of Lansing and other towns and villages in Tompkins County). The city of Ithaca sits on the southern shore of Cayuga Lake, in Central New York. It is named for the Greek island of Ithaca.Ithaca is home to Cornell University, an Ivy League school of over 20,000 students, most of whom study on Cornell�s Ithaca campus. Ithaca College is located just south of the city in the town of Ithaca, adding to Ithaca�s ""college town"" focus and atmosphere. Nearby is Tompkins Cortland Community College (TC3). These three colleges iuence Ithaca's seasonal population. In 2010, the city's population was 30,014, and the metropolitan area had a population of 101,564.Namgyal Monastery in Ithaca is the North American seat of Tenzin Gyatso, the 14th Dalai Lama.The economy of Ithaca is based on education and manufacturing with high tech and tourism in strong supporting roles. As of 2006, Ithaca remains one of the few expanding economies in economically troubled New York State outside of New York City, and draws commuters from the neighboring rural counties of Cortland, Tioga, and Schuyler, as well as from the more urbanized Chemung County.

 

Elmira /??l'ma?r?/ is a city in Chemung County, New York, USA. It is the principal city of the 'Elmira, New York Metropolitan Statistical Area' which encompasses Chemung County, New York. The population was 29,200 at the 2010 census. It is the county seat of Chemung County.The City of Elmira is located in the south-central part of the county, surrounded on three sides by the Town of Elmira. It is in the Southern Tier of New York a short distance north of the Pennsylvania state line.

 

Newburgh /'nju?b?rg/ is a city located in Orange County, New York, United States, 60 miles (97 km) north of New York City, and 90 miles (140 km) south of Albany, on the Hudson River. Newburgh is a principal city of the Poughkeepsie�Newburgh�Middletown metropolitan area, which includes all of Dutchess and Orange counties. The Newburgh area was first settled in the early 18th century by the Germans and British. During the American Revolution, Newburgh served as the headquarters of the Continental Army. Prior to its chartering in 1865, the city of Newburgh was part of the town of Newburgh; the town now borders the city to the north and west. East of the city is the Hudson River; the city of Beacon, New York is east of the river, and is connected to Newburgh via the Newburgh�Beacon Bridge. The entire southern boundary of the city is with the town of New Windsor. Most of this boundary is formed by Quassaick Creek.

 

Middletown is a city in Orange County, New York, United States. It lies in New York's Hudson Valley region, near the Wallkill River and the foothills of the Shawangunk Mountains. Middletown is situated between Port Jervis and Newburgh, New York. As of the 2010 United States Census, the city's population was 28,086, reflecting an increase of 2,698 from the 25,388 counted in the 2000 Census. The zip code is 10940.Middletown is a principal city of the Poughkeepsie�Newburgh�Middletown, NY Metropolitan Statistical Area (MSA), which includes all of Dutchess and Orange counties. The two-county MSA had a population of 621,517 at the 2000 census. A July 1, 2007 estimate placed the population at 669,915. The city also lies along the northern boundary of the New York metropolitan area.

 

Auburn is a city in Cayuga County, New York, United States, located at the north end of Owasco Lake, one of the Finger Lakes, in Central New York. As of the 2010 census, the city had a population of 27,687. It is the county seat of Cayuga County, and the site of the maximum-security Auburn Correctional Facility, as well as the William H. Seward House Museum and the house of abolitionist Harriet Tubman.

 

Watertown is a city in the state of New York and the county seat of Jefferson County. It is situated approximately 20 miles (35 km) south of the Thousand Islands, and 70 miles north of Syracuse, NY. As of the 2010 census, it had a population of 27,023, an increase of 1.2% since 2000. The U.S. Army post Fort Drum is near the city.Named after the many falls located on the Black River, the city developed early in the 19th century as a manufacturing center. From years of generating industrial wealth, in the early 20th century the city was said to have more millionaires per capita than any other city in the nation. Residents of Watertown built a rich public and private architectural legacy. It is the smallest city to have a park designed by Frederick Law Olmsted, the celebrated landscape architect who created Central Park in New York City.Geographically, Watertown is located in the central part of Jefferson County. It lies 72 miles (116 km) northeast of Syracuse, New York and 31 miles (50 km) south of the Ontario border. The city is served by Watertown International Airport.The city is known as the birthplace of the Five and dime and the safety pin, and is the home of Little Trees air fresheners. It manufactured the first portable steam engine. It has the longest continually operating county fair in the United States and holds the football franchise, the oldest surviving semi-professional team in the United States.

 

Glen Cove is a city in Nassau County, New York on the North Shore of Long Island. As of the United States 2010 Census, the city population was 26,964.Part of the early 20th century Gold Coast of the North Shore, Glen Cove has a diverse population. Glen Cove is one of the two of Nassau County's five municipalities that is a city, rather than a town. The other city in Nassau County is Long Beach on the South Shore.Glen Cove was the location of several successful manufacturing facilities in the 20th century.Acclaim Entertainment had its headquarters in One Acclaim Plaza,[20] located in Glen Cove. Acclaim bought the three-story, 65,000 square feet (6,000 m2), Class A office building in 1994 for $4 million.[21]

 

Saratoga Springs is an affluent city in Saratoga County, New York, United States, that is also widely known as simply Saratoga (though not to be confused with the nearby town of that name). The population was 26,586 at the 2010 census. The name reflects the presence of mineral springs in the area, which has made Saratoga a popular resort destination for over 200 years. The city is just north of Albany in the heart of New York's Capital Region.Saratoga Springs was ranked tenth in the list of the top 10 places to live in New York State for 2014 according to the national online real estate brokerage Movoto.

 

Kingston /'k??st?n/ is a city in and the county seat of Ulster County, New York, USA. It is 91 miles (146 km) north of New York City and 59 miles (95 km) south of Albany. It became New York's first capital in 1777, and was burned by the British on October 13, 1777, after the Battles of Saratoga. In the 19th century, the city became an important transport hub after the discovery of natural cement in the region, and had both railroad and canal connections. Passenger rail service has since ceased, and many of the older buildings are part of three historic districts, such as the Stockade District uptown, the Midtown Neighborhood Broadway Corridor, and the Rondout-West Strand Historic District downtown.

 

Peekskill, officially the City of Peekskill, is a city in Westchester County, New York, in the United States. Peekskill is situated on a bay along the east side of the Hudson River, across from Jones Point. The population was 23,583 during the 2010 census.This community was known to be an early American industrial center, primarily for its iron plow and stove products. The Binney & Smith Company, now makers of Crayola products, started as the Peekskill Chemical Company at Annsville in 1864. Peekskill's manufacturing base operated well into the late 20th century, with the Fleischmann Company making yeast by-products under the Standard Brands corporate name.[citation needed]The well-publicized ""Peekskill"" Riots of 1949 involved attacks and a lynching-in-effigy occasioned by Paul Robeson's benefit concerts for the Civil Rights Congress, although the main assault following the September concert properly occurred in nearby Van Cortlandtville.

 

Lockport is a city in Niagara County, New York, United States. The population was 21,165 at the 2010 census. The name is derived from a set of Erie Canal locks within the city. Lockport is the county seat of Niagara County and is surrounded by the town of Lockport. It is part of the Buffalo�Niagara Falls Metropolitan Statistical Area. Lockport had recently added a new ice rink for the Clarence Mustangs called Cornerstone Arena.

 

Plattsburgh is a city in and county seat of Clinton County, New York, United States. The population was 19,989 at the 2010 census. The population of the unincorporated areas within the Town of Plattsburgh was 11,870 as of the 2010 census; making the population for the immediate Plattsburgh, New York Region 31,859.The city of Plattsburgh is located entirely within the original boundaries of the town of Plattsburgh and is in the North Country region of the northeastern part of the state.

 

Cortland is a city in Cortland County, New York, United States. As of the 2010 census, the city had a population of 19,204. It is the county seat of Cortland County.The city of Cortland, near the west border of the county, is surrounded by the town of Cortlandville.

 

Amsterdam is a city located in Montgomery County, New York, USA. As of the 2010 census, the city had a total population of 18,620. The name is derived from the city of Amsterdam in the Netherlands.The city of Amsterdam is surrounded on the north, east, and west sides by the town of Amsterdam. The city developed on both sides of the Mohawk River, with the majority located on the north bank. The Port Jackson area on the south side is also part of the city.In the 19th century, the city of Amsterdam was known for carpet, textile, and pearl button manufacturing. It continued to be a center for carpet-making in the 20th century, when the Carpet companies both were located in Amsterdam, but these companies have relocated to other regions.

 

Oswego /?s'wi?go?/ is a city in Oswego County, New York, United States. The population was 18,142 at the 2010 census. Oswego is located on Lake Ontario in north-central New York and promotes itself as ""The Port City of Central New York"". It is the county seat of Oswego County.The city of Oswego is bordered by the towns of Oswego, Minetto, and Scriba to the west, south, and east, respectively, and by Lake Ontario to the north. Oswego Speedway is a nationally known automobile racing facility. The State University of New York at Oswego is located just outside the city on the lake. Oswego is the namesake for communities in Montana, Oregon, Illinois, and Kansas.

 

Lackawanna is a city in Erie County, New York, U.S., located just south of the city of Buffalo in the western part of New York state. The population was 18,141 at the 2010 census. The name derives from the Lackawanna Steel Company. It is part of the Buffalo-Niagara Falls metropolitan area. The city of Lackawanna is in the southwestern part of the county. It is part of the Southtowns.

 

Cohoes, NY 12047 - is an incorporated city located at the northeast corner of Albany County in the U.S. state of New York. It is called the ""Spindle City"" because of the importance of textile production to its growth. As of the 2010 census, the city population was 16,168. The name was believed to have arisen from a Mohawk expression, ""Ga-ha-oose"", referring to the Cohoes Falls and meaning ""Place of the Falling Canoe,"" an interpretation originated by Horatio Gates Spaf in his 1823 publication ""A Gazetteer of the State of New York"". Later historians posited that the name is derived from the Algonquian ""Cohos,"" which is a place name based on a word meaning 'pine tree'.

 

Rye is a city in Westchester County, New York, United States. It is separate from the town of Rye, which is larger than the city. Rye city, formerly the village of Rye, was part of the town until it received its charter as a city in 1942. The population was 15,720 at the 2010 census.Rye is the youngest city in New York State. No other city has been chartered anywhere in New York State since 1942.The city is the site of the boyhood home and final resting place of John Jay, a Founding Father and the first Chief Justice of the United States. Original milestones, fixed in 1763 by Benjamin Franklin along the Boston Post Road during his term as Postmaster General, still mark the 24th, 25th, and 26th miles from New York City. The Square House is also in Rye, where George Washington once stayed for the night. It is now a museum.Playland, a historic amusement park and designated National Historic Landmark, is located in Rye. Playland features one of the oldest wooden roller coasters in the Northeast, the Dragon Coaster.Rye is the home of Rye High School, named a Gold Medal school and the 61st best high school in the U.S., 9th in New York State, and 1st in New York State if test-in schools are disregarded according to U.S. News & World Report's 2013 ""Best High Schools"". Rye also houses Rye Country Day School, a college preparatory school.In 2010, Coldwell Banker reported that Rye was the third most expensive city in the country in which to buy a home.The city of Rye was ranked ninth in the list of the top 10 places to live in New York State for 2014 according to the national online real estate brokerage Movoto.Rye is home to one Fortune 500 company, Jarden. It is home to The American Yacht Club, Westchester Country Club, and The Apawamis Country Club.

 

Gloversville, in Fulton County, New York, was once the hub of America's glovemaking industry with over two hundred manufacturers in Gloversville and the adjacent city of Johnstown. In 2000, Gloversville had a population of 15,413,[6] and 15,665 in 2010.

 

Beacon is a city located in Dutchess County, New York, United States. The 2010 census placed the city total population at 15,541. Beacon is part of the Poughkeepsie�Newburgh�Middletown, New York Metropolitan Statistical Area as well as the larger New York�Newark�Bridgeport, New York�New Jersey�Connecticut�Pennsylvania Combined Statistical Area. It was named to commemorate the historic beacon fires that blazed forth from the summit of the Fishkill Mountains to alert the Continental Army about British troop movements.The area occupied as Beacon was originally settled as the villages of Matteawan and Fishkill Landing in 1709, which were among the first communities in the county. Beacon is located in the southwest corner of Dutchess County in the Mid-Hudson Region, approximately 90 miles (140 km) south of Albany, New York, and approximately 65 miles (105 km) north of New York City.

 

Batavia is a city in Genesee County, Western New York, USA, located near the center of Genesee County, surrounded by the Town of Batavia, which is a separate municipality. Its population as of the 2010 census was 15,465. The name Batavia is Latin for the Betuwe region of the Netherlands, and honors early Dutch land developers.Batavia is the county seat of Genesee County.The city hosts the Batavia Muckdogs baseball club of the New York-Penn League, located at the Dwyer Stadium, at 299 Bank Street. The Muckdogs are an affiliate of the Miami Marlins. They won the 2008 championship. In 2006, a national magazine ranked Batavia third among the nation�s micropolitans based on economic development.The New York State Thruway (Interstate 90) passes north of the city. Genesee County Airport (GVQ) is also located north of the city.Its UN/LOCODE is USBIA.

 

Tonawanda (formally City of Tonawanda, from Tahnaw�teh meaning ""couent stream"" in Tuscarora) (Cayuga: Tganawai:?) is a city in Erie County, New York, United States. The population was 15,130 at the 2010 census. It is located at the northern edge of Erie County, south across the Erie Canal (Tonawanda Creek) from North Tonawanda, and north of Buffalo, New York. It is part of the Buffalo-Niagara Falls metropolitan area.

 

Glens Falls is a city in Warren County, New York, United States and is the central city of the Glens Falls Metropolitan Statistical Area. The population was 14,700 at the 2010 census. The name was given by Colonel Johannes Glen, the falls referring to a large waterfall in the Hudson River at the southern end of the city.Glens Falls is a city located in the southeast corner of Warren County, surrounded by the town of Queensbury to the north, east, and west, and by the Hudson River and Saratoga County to the south. Glens Falls is known as ""Hometown U.S.A."", a title given to it by Magazine in 1944. The city has also referred to itself as the ""Empire City.""

 

Olean (/'o?li?�n/ ??-lee-an) is a city in Cattaraugus County, New York, United States. Olean is the largest city in Cattaraugus County and serves as its financial, business, transportation and entertainment center. It is one of the principal cities of the Southern Tier region of New York.The city is surrounded by the town of Olean and is located in the southeastern part of the county. The population was 14,452 at the 2010 census.Olean High School is the city's public high school. It was the site of the Olean High School shooting in 1974.

 

Oneonta (/?o?ni'?nt?/ OH-nee-ON-t?) is a city in southern Otsego County, New York. According to the 2010 U.S. Census, it had a population of 13,901. Its nickname is ""City of the Hills."" While the word ""oneonta"" is of undetermined origin, it is popularly believed to mean ""place of open rocks"" in the Mohawk language. This refers to a prominent geological formation known as ""Tablerocks"" at the western end of the city.The city is surrounded by the town of Oneonta, a separate municipal and political jurisdiction. Oneonta Municipal Airport (N66) is north of the city.

 

Geneva is a city in Ontario and Seneca counties in the U.S. state of New York. It is located at the northern end of Seneca Lake; all land portions of the city are within Ontario County; the water portions are in Seneca County. The population was 13,261 at the 2010 census. Some claim it is named after the city and canton of Geneva in Switzerland. Others believe the name came from the word ""Seneca"". The main settlement of the Seneca was spel"

"

or the production .

 

Port Jervis is a city on the Delaware River in western Orange County, New York, with a population of 8,828 at the 2010 census. The communities of Deerpark, Huguenot, Sparrowbush, and Greenville are adjacent to Port Jervis, and the towns of Montague, New Jersey and Matamoras, Pennsylvania face the city across the respective state borders. From late spring to early fall many thousands of travelers and tourists pass through Port Jervis on their way to enjoying rafting, kayaking, canoeing and other activities in the Delaware Water Gap National Recreation Area and the Upper Delaware Scenic and Recreational River and the surrounding area.Port Jervis is part of the Poughkeepsie�Newburgh�Middletown, NY Metropolitan Statistical Area as well as the larger New York�Newark�Bridgeport, NY-NJ-CT-PA Combined Statistical Area.In August 2008, Port Jervis was named one of ""Ten Coolest Small Towns"" by Budget Travel magazine.

 

Johnstown is a city and the county seat of Fulton County in the U.S. state of New York. As of the 2010 Census, the city had population of 8,743. The city was named after its founder, Sir William Johnson.The city of Johnstown is mostly surrounded by the town of Johnstown, of which it was once a part when it was a village. Also adjacent to the city is the city of Gloversville. The two cities are together known as the ""Glove Cities"". They are known for their history of specialty manufacturing. Johnstown is located approximately 45 miles (72 km) west of Albany, about one-third of the way between Albany and the Finger Lakes region to the west.

 

Hornell is a city in Steuben County, New York, United States. The population was 8,563 at the 2010 census. The city is named after the Hornell family, early settlers. Its current population has not yet been released by the new census.The City of Hornell is surrounded by Town of Hornellsville. Hornell is about 55 miles south of Rochester and is near the western edge of Steuben County.Hornell is nicknamed the ""Maple City"" after the large maple trees that once grew throughout the town and covered the surrounding hills of the Canisteo Valley. Hornell has the largest Saint Patrick's Day parade and celebration in the area, bringing many out to welcome spring and show their green. It has also become a tradition that Mayor Shawn Hogan finds an innovative way of making his way down Main Street on this particular day.Hornell Municipal Airport (4G6) is located a few miles north of the city on Route 36. The airport has a hard surface runway capable of landing small jets, a rotating beacon and fuel.

 

Norwich is a city in Chenango County, New York, United States. Surrounded on all sides by the town of Norwich, the city is the county seat of Chenango County. The name is taken from Norwich, England. Its population was 7,190 at the 2010 census.Lt. Warren Eaton Airport (OIC), serving the area, is located north of the city in the town of North Norwich.Route 12 bisects the city on a north-south axis, becoming North and South Broad Street within city limits. A community of downtown businesses is found along it. On the north side of town lies the North Plaza, desolate since the departure of anchor tenant Jamesway, and a commercial strip of gas stations and fast food outlets. To the south are three plazas just outside city limits, featuring supermarkets, gas stations, fast food, a new Lowe's home center and a recently upgraded Super .

 

Hudson is a city located along the west border of Columbia County, New York, United States. As of the 2010 census it had a population of 6,713. The city is named after the adjacent Hudson River and ultimately after the explorer Henry Hudson.Hudson is the county seat of Columbia County. Hudson is sister city with Pallisa, Uganda.

 

Salamanca is a city in Cattaraugus County, New York, United States, located inside the Allegany Indian Reservation. The population was 5,815 at the 2010 census. It was named after Jos� de Salamanca.

 

Mechanicville is a city in Saratoga County, New York, United States. The population is 5,196 as of the 2010 census. It is the smallest city by area in the state. The name is derived from the occupations of early residents.The city is located on the eastern border of Saratoga County and is north of Albany, the state capital. Mechanicville borders the towns of Stillwater (of which it was once a part) and Halfmoon in the county, and the town of Schaghticoke, in Rensselaer County.

 

Little Falls is a city in Herkimer County, New York, USA. The population was 4,946 at the 2010 census. The name is derived from a small cataract near the city.The city of Little Falls is located at the southeastern corner of the Town of Little Falls and is east of Utica.Little Falls has a picturesque location on the slope of a narrow and rocky defile, flowing through which the river falls 45 feet (13 m) in less than a mile (1.6 km), forming a number of cascades.

 

Sherrill is a city in Oneida County, New York, United States. With a population of 3,071 (2010 census), it is the least populous city in the state. Sherrill is located at the western end of the Town of Vernon on Route 5. Sherrill is referred to as The Silver City.

 

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You may been aware of freight invoice factoring but your company might just not know what it is or even more significantly exactly what it can possibly do for your business. Freight Bill Factoring likewise referred to as receivables funding is a kind of asset based financing that can improve a business' immediate cash flow needs. It is not a loan; no debt is taken on by Receivable Funding ,and the financing is unconditional. Accounts Receivable Loan Companies in Short Term Business Loans New York Factoring Companies at Staffingresource.org- furnishing freight bills deals new-york-factoring-companies

Staffingresource.org-New York Factoring Companies

New York

New York

Accounts Receivable Loan Companies

This is most especially true of trucking establishments. They often tend to manage lots of accounts which means a substantial volume of collection period involves business owner themselves. Making an effort to get paid in time can end up being an unbelievable headache and this is exactly why you use trucking factoring companies who are delighted to help out truckers mainly.

 

As most of us understand, trucking is an surprisingly big market with plenty of agencies out there hiring hundreds of drivers. However, several of these drivers land up in money problems simply because they are still awaiting work from six weeks earlier to actually pay them. When this is the situation for a trucking agency, consulting factoring companies for assistance maybe the best choice left.

 

 

Factoring Companies Reviews at Nonrecoursefactoring.Org

Factoring Truck Loads

So the next instance your trucking company is enduring some temporary capital dilemmas and you are spending a lot of time chasing sluggish paying clients, why not start thinking about utilizing a factoring companies as a means to get your finances and give yourself a more pleasant future in the eyes of your trucking crew and your bank difference?

 



Factoring Companies Reviews at Smallbusinessfactoring.Org

 

Schenectady, Albany, and New York City, once the major industrial cities of the lower Mohawk and the Hudson, continue their long-time manufacturing decline. Except in the mountain regions, the areas between cities are rich agriculturally. The Finger Lakes region has orchards producing apples, one of New York's leading crops; vineyards here and on Long Island make the state famous for its wines. The state produces other, diverse crops, especially grapes, strawberries, cherries, pears, onions, and potatoes (grown especially on E Long Island); maple syrup is extracted, and New York is the third leading U.S. producer of dairy goods. New York's mineral resources include crushed stone, cement, salt, and zinc. In spite of significant decline, New York has retained some important manufacturing industries, and, by virtue of New York City, it has strengthened is position as a commercial and financial leader. Although the largest percentage of the state's jobs lie in the service sector, its manufactures are extremely diverse and include printed materials, apparel, food products, machinery, chemicals, paper, electrical equipment (notably at Schenectady), computer equipment (Poughkeepsie), optical instruments and cameras (Rochester), sporting goods, and transportation equipment. Printing and publishing, mass communications, advertising, and entertainment are among New York City's notable industries. Long Island has aircraft plants (although these have declined sharply since the 1970s) and Brookhaven National Laboratory, a research center. Many corporate headquarters and research facilities have relocated in Westchester co., N of New York City. Some commercial fishing is pursued in Lakes Erie and Ontario and in the waters around Long Island. The state has c.18,775,000 acres (7,294,000 hectares) of forest, but forestry is no longer a major industry.

 

Transportation Factoring Trucking

This is most especially true of trucking establishments. They often tend to manage lots of accounts which means a substantial volume of collection period involves business owner themselves. Making an effort to get paid in time can end up being an unbelievable headache and this is exactly why you use trucking factoring companies who are delighted to help out truckers mainly.

 

As most of us understand, trucking is an surprisingly big market with plenty of agencies out there hiring hundreds of drivers. However, several of these drivers land up in money problems simply because they are still awaiting work from six weeks earlier to actually pay them. When this is the situation for a trucking agency, consulting factoring companies for assistance maybe the best choice left.

 

 



Factoring Companies Reviews at Smallbusinessfactoring.Org

 

 

 

Does Freight Factoring Work

 

Does Freight Factoring Work

 

At one time or another, every company, even effective ones, have actually experienced bad cash flow.

Cash flow does not have to be a problem any ever more. Do not be fooled -- banks are not the only locations you can get financing. Other solutions are offered and you do not have to borrow. Exactly what is trucking factoring ? One option is called trucking factoring. Truck Factoring is the process of selling invoices to a financier instead of waiting to collect the cash from the customer. Oh, the Irony- Trucking factoring has a paradoxical difference: It is the financial backbone of many of America's most effective companies. Why is this paradoxical ? Because staffing factoring is not taught in business colleges, is seldom discussed in business plans and is relatively unidentified to the majority of most of American business people.

Yet it is a financial process that frees billions of dollars every year, enabling thousands of businesses to grow and prosper. Staffing Factoring has been around for thousands of years. Truck Factoring Companies are financiers who pay money for the right to get the future payments on your invoices. An unpaid receivable or invoice has value. It is a financial obligation your client has actually to pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business deals, a big portion of the retail company uses a factoring principal. MasterCard, Visa, and American Express all utilize a type of factoring in their retail transactions. Utilizing the purest definition of the word, these big consumer finance business are truly simply large Truck Factoring Businesses of customer paper. Consider it: You purchase at Sears and charge it to your MasterCard. The shop makes money practically instantly, even though you do not make payment up until you are prepared.

For this service, the credit card company charges Sears a fee (typical common normal charges range from 2 to four percent of the sale). The Benefits Receivable Financing can provide many benefits to cash-hungry business. Rather than wait 30, 60, 90 days or longer for payment on an item that has actually currently been delivered, a business can factor (sell) its receivables for money at a little discount off the amount of the invoice. Payroll, marketing efforts, and working capital are just a few of the company requirements that can be met with instant  money.

Account Receivable Financing provides the ways for a producer to renew inventory and make more items to sell: There is no longer a need to await for earlier sales to be paid. FACTORING is not simply a money management device for manufacturers: Practically any type company can take advantage of Commercial Factoring. Typically, a company that extends credit will have 10 to 20 percent of its annual sales bound in invoices at any given time. Think for a minute about exactly how much is bound in 60 days' worth of invoices: You can not pay the power bill or this week s payroll with a customer s invoice, but you can sell that invoice for the cash to satisfy those responsibilities. Using truck factoring companies is a quick and simple procedure. The factor buys the invoice at a discount, typically a couple of percentage points less than the stated value of the invoice.

Trucking Factoring Companies-Jasonsloan.Org

 

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Factoring Companies in Texas at YKLFactoring.com

 

 

The U.s. Transportation Organization
specifies that there are about
195,000 work with transportation
firms and
276,000 private service providers trucking
firms licensed to
operate in the U.S. that transferred,
according to their latest data of millions
products, supplies and
basic products .
There are numerous common
carriers either going solo or in
groups on our country
roads transporting these
crucial products to our
shops, manufacturing facilities and ports.

And  freight invoice factoring
firms help
countless of them and offer their
receivables financing services
nationally counting
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

New York Factoring Companies

 

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Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

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List of Trucking Companies for Owner/Operators and Company Drivers

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

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If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

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How To Get More Cash

 

"

�So It is not a loan?� asked Jaime King, reclining back into his chair and crossing his legs. The woman sitting across the desk from Jaime smiled at him, shaking her head.�Not quite,� she stated.Jaime was the owner of a small trucking company which had fallen on some hard times recently. Trucking could be a profitable business, and for a little under a decade, it had been for Virgil. He named his business Anderson Trucking, named after Fred and Cody, his two grandfathers. They had both been hardworking men, and had done a lot to make Jaime the same.Six months ago disaster struck Virgil's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. The financial security of Virgil's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Jaime had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. Waiting a month or longer for bills to be paid was quite normal. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Jaime wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.And that's why he found himself across the desk from this woman. Jaime knew she was employed by a Factoring company and that her name was Alice. Jaime had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Alice explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Jaime agreed. It sounded perfect - perhaps too good?.Alice laughed. �I'm not sure that you believe me,� she said.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Alice nodded. �Yes, we get a lot of that. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. We all need help sometimes. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Alice with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Jaime completed the form, with Alice offering advice as needed.

 

The profile filled Alice and her company in on Virgil�s company, and would help them determine if he was suitable for factoring. In truth, not all companies were. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. As Jaime completed his form, Alice listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Alice took it and slid it into her briefcase. She then stood, reached across the desk and shook Virgil�s hand. He stood before they shook as well, and then smiled. Jaime walked Alice to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Alice and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.The long nights, where he couldn�t sleep. The terrifying panic attacks that occurred regardless of where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was there, he was on the right path, and he was working to make things right.Jaime couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Offering home cooking in his own hometown, his business had really prospered.But he had gotten bored. He wasn't passionate about the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Anderson Trucking. And that's exactly what he did. For the second time in his short life he created a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He didn�t think he had it in him, to save this company. But giving up wasn't part of his personality either.

 

Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He didn�t know how to say quit.And now, because of factoring, he was sure he wouldn�t have to. Jaime opened his eyes, sat forward, turned his computer on. He had lots to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

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Trucking Factoring Company

 

"

Morgan Truck & Haul have been operating their business since the mid 1980s. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Morgan Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. The money was flowing, and times were great.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed to a crawl

 

. Worse still, it was noticed by Morgan in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. And as spring turmed to summer and summer into the early days of fall, Terry Hill, CEO of Morgan felt a chill go down his spine whenever he would look at the weekly A/R reports. There was a growing list of clients who now owed them back debt.He had gone to his administrators and asked them what the problem had been. Were they doing something wrong or different when it came to reaching out to delinquent accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Morgan money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Morgan hadn't gone elsewhere. They had just gone home.This current state-of-affairs was causing Terry Hill to have some very restless nights. Terry was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. At night he would speak to his wife Evelyn and shake his head in frustration.

 

""I have a bad feeling, Lin,"" he would say with deep woe.""Well, what do you think it is?"" she would ask.Terry would stare off into the distance, and then slowly close his eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. What could cause this ultimate death spiral of business?""I think I know what it could be,"" said Terry. ""For way too long I've been relying solely on profits received from invoices. I've let too many of our customers go too long without paying on their bills."" Evelyn would look at her husband lovingly, and holding his hand would say 'it is such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Evelyn was trying so hard to support her husband in these worrying times, while Terry was weighed down with the worry of how he was going to handle this situation he found himself in.The following day Terry walked into his office with a spring in his step, determined to call each and every client who owed money to Morgan Truck & Haul. This wasn't really a very efficient way for a Chief Executive to spend his day, and Terry knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Terry was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Normaerley knocked at his door.

 

""Can I have a word with you Terry?"" she queried, standing in the doorway.

 

""Of course Norma, please come in."" Terry relaxed back into his chair and looked up at Normaerley.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Terry."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard the word factoring?"" Normaerley asked.""It sounds vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Immediately?"" Terry interrupted.""Yes, immediately,"" she continued, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It�s a broad view.""Terry replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. This company tells us what the cost will be to purchase factoring for our accounts receivable. The funding commences once we�ve arrived at an agreement.�Terry was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""It sounds too good to be true, Norma,"" he said.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Terry: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. And they're flexible Terry,"" she drew a circle around a paragraph on the document before him.""Just how flexible?"" asked Terry.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. Apparently they can figure this all out in two to four days.

 

""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" Terry said.He took a deep breath and looked at his secretary with something she recognized as hope.""Exactly�. This could be the answer to our prayers: it will solve many problems we are facing due to these unpaid debts.""Terry took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Morgan Truck & Haul were professional resources of the company, but they were also long-standing friends. Just because they were experiencing difficulties paying their own bills now, Terry was very concerned about losing these relationships. Terry knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. Of course he did not want to lose any more money, but he did not want to lose business either.""Let me go over this tonight Norma, and thankyou."" Norma nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Terry keep the shirt on his back, and possibly hers too.Terry stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. He wondered if there might be other problems freight factoring could help Morgan Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. Terry was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""Well, I'll have to tell Darrell about this,"" muttered Terry to himself.Darrell is Terry's son-in-law, and he really admired the ideas behind Morgan, so much so that only two years before he had started his own transportation service business. Terry knew then what struggles Darrell would face but he encouraged him nonetheless. With the economy the way it was, if an established company such as Morgan was struggling then the little guys, like Darrell, were going to be in even more trouble. But, an antidote may have been found in freight factoring and Terry was soon to find out.A few months later after going through the entire application process and having the experts review his accounts receivable, credit history and statements, Terry found himself beginning to dig his way out of the hole his delinquent account holders had created for him.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. Terry looked back on the dismal months of life before freight factoring and almost shuddered at the thought. If Terry hadn't discovered freight factoring at just the right time, his business may not be operating today.

 

"

 

 

 

 

 

 

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Freight Factoring Definition

 

The reason why Truck Establishments Make use of Factoring Firms.

 

As the operator of your own company, you may likely be much more than knowledgeable already of the difficulty in making sure that capital issues do not become a predicament down the line. After all, the toughest thing that can in all probability come about for your firm is to find yourself involved in a long and hard situation that leaves you forever looking for the resources you really need on an on-going manner.

 

For pretty much any enterprise in this predicament, the trouble can come for waiting for work to clear up and actually be compensated into your bank account. Invoices, checks, and the like can take some time to actually to beprocessed which could leave you with temporary capital troubles. Luckily, there are approaches out there for establishments to investigate-- and among these is factoring firms.

 

Factoring firms will, in trade for your bill of sales, grant you with the cash right away so you do not need to fret about the lingering time frame that could make paying the expenses and getting materialsmore complicated. With this type of arrangement, invoice factoring can end up being tremendously valuable for various businesses who have to get out of a money lure which they have gotten themselves in.

 

Due to the fact that, relying on the scale of the work, it can take up to 60 days for several companies to get paid out then it is significant to cover your own back and definitely not leave yourself resources short to pay off the monthly bills. After all, how many firms possess two months earnings just lying there to address all their expenditures until they make money?

 

This is especially true of trucking firms. They have the tendency to manage lots of accounts which means a considerable quantity of collection time concerns business owner themselves. Striving to get paid off promptly can become an extraordinary trouble and this is the key reasons why you employ truck factoring companies who are pleased to help out truckers primarily.

 

As all of us determine, trucking is an incredibly big market with countless agencies out there handling hundreds of operators. Regrettably, many of these drivers land up in money difficulties simply because they are still waiting for work from six weeks earlier to actually pay them. When this is the circumstance for a trucking business, consulting factoring firms for solutions maybe the ideal choice left.

 

This means that a truck company can pay off the wages of the work force, keep all the cars refilled with gas and continue to surmount, develop and expand without continually waiting for the cash which is taking too lengthy to come in. Trucking Businesses working without a factoring program used are leaving themselves at critical risk, as competitors cash out quickly and go on to grow.

 

There's absolutely very little to be worried about when it comes to employing a Factoring agency-- they are not like a banking company or an individual who is going to leave you with a significant stockpile of financial debt to pay back. You give them legitimate invoices from job you have already completed , you are only speeding the payment system.

 

In the United states of America, where truck agencies thrive, factoring providers are not considered getting a loan in any capacity. This private arrangement then allows both parties to benefit and experience a convenient future-- it provides the factoring agency a guaranteed resource of cash flow to put into the list and it furnishes the trucking company the needed cash that they sweated to obtain.

 

The trucking company gives their invoices to the factoring company. The trucking factoring company then collect the payment amounts from the trucking company's customers. Factoring has been all around for hundreds of years and has been adopted for decades by lots of varying markets-- but none more so than truckers. While you could lose out on a small part of the money, something like 1-3 % depending upon who you work with, it signifies that you are getting the funds today and can actually begin setting the money to perform.

 

After all, an IOU or an invoice is not going to finance overheads, is it? For trucking establishments when the hard earned cash can be excellent one day and gone the next, it is up to the drivers to work prudently and to make sure they are leaving themselves with a notable quantity of time and money to get through the week until they are compensated once more.

 

So the next occasion your trucking company is having some momentary cash flow issues and you are putting in an excessive amount of time chasing inactive paying customers, why not begin thinking about employing a factoring businesses as a manner to get your money and give yourself a more pleasant future in the eyes of your trucking workers and your bank balance?

 

 

 

 

 

 

 

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Transportation Factoring Trucking

 

"

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Vernon Harper just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Vernon is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Harper Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

More than forty years ago Vernon's father had started this business working as an owner-operator and eventually growing Harper Trucking Company into a fifteen trailer fleet. Yes, they had survived some very difficult times when it appeared like they might go under, and even Vernon's mother had jumped into the cab at times to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. But now things were different: the company was in Vernon's hands and he needed to ensure that this business would be left in great shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. He had employees to pay. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Harper Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Vernon chuckled, thinking about his father. He remembered when his father was totally against installing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Vernon knew he was right in his forward thinking. What would be the next step for Harper Trucking? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Vernon to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He didn�t mind signing an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. All the factoring company was interest in was the credit of his customers and on their reliability: this worked great for Vernon because he and his father had created a very strong and loyal list of clientele over the years. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Harper Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Vernon stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Harper Trucking Company and who knows, move into Canada, which had always been his dream. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

"

 

 

 

 

 

 

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Factoring Trucking Receivables

 

Date Published- 2014- 12-04 Best Trucking Factoring

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

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Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

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